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What does business insurance cover?
Third-Party Bodily Injury
Covers medical costs and legal fees if a client or visitor is injured at your business or by your operations.
Third-Party Property Damage
Pays for repairs or replacement if your business damages a client's property.
Personal and Advertising Injury
Protects against lawsuits for libel, slander, or copyright infringement in your advertisements.
Medical Payments
Covers minor medical expenses for someone injured at your business, regardless of fault.
Products-Completed Operations
Covers injury or damage caused by your finished work or products after you've delivered them.
Legal Defense and Settlements
Pays for your lawyer, court costs, and any awarded settlements for covered claims.
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